Best Online Banks for Expats in Europe (2025 Edition)

 As an expat, opening a traditional bank account in Europe can be difficult — especially without a local address or job. That’s why online banks and fintech apps have become the go-to solution.

Here are the best options in 2025:

  1. Wise (formerly TransferWise)
    Perfect for sending and receiving money in multiple currencies. You get a real EU IBAN and low fees.

  2. Revolut
    Great for daily spending, currency exchange, and even crypto. Supports SEPA and has 

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