As an expat, opening a traditional bank account in Europe can be difficult — especially without a local address or job. That’s why online banks and fintech apps have become the go-to solution.
Here are the best options in 2025:
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Wise (formerly TransferWise)
Perfect for sending and receiving money in multiple currencies. You get a real EU IBAN and low fees. -
Revolut
Great for daily spending, currency exchange, and even crypto. Supports SEPA and has